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Banking in Nicaragua
Banking in Nicaragua, prior to 1978, consisted of the Central Bank of Nicaragua and several domestic- and foreign-owned commercial banks. One of the first acts of the Sandinista government in 1979 was to nationalize the country’s banking system in an attempt to promote community banking and support the rural poor.
Foreign banks were allowed to continue their operations but could no longer accept local deposits. Private banks in Nicaragua were by law abolished in the 1980s and cooperatives were considered too politicized and dependent on subsidies. In 1985, a new degree loosened state control of the banking system by allowing the establishment of privately owned local exchange houses.
==History==
In 1990, the National Assembly passed legislation permitting private banks to resume operations. In 1991 a legislation allowed the establishment of the first private banks in the country, however only large industries and agribusiness producers of non-traditional crops for export qualified for credit thus leaving small business owners and producers of consumption crops with no access to loans or banking services.
In 1992, the largest stateowned commercial bank was the National Development Bank (Banco Nacional de Desarrollo - BND), originally established by Chase National Bank. Other state-owned commercial banks were the Bank of America (Banco de América - Bamer) and the Nicaraguan Bank of Industry and Commerce (Banco Nicaragüense de Industria y Comercio - Banic). The People's Bank (Banco Popular) specialized in business loans, and the Real Estate Bank (Banco Inmobilario - Bin) provided loans for housing. Three foreign banks continued operations: Bank of America, Citibank, and Lloyds Bank.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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